Scott Harshman joined Citywide Home Loans in 2013 desiring to learn the mortgage business from the best of the best, Gavin Ekstrom. After graduation from Colorado State University, he strived for something great. As a Junior Loan Officer on Team Gavin, Scott has worked his way up and is a nose-to-the-grind kind of guy. He enjoys working with people to achieve their dreams of home ownership and takes great pride in closing transactions with ease and in a timely fashion. Scott will provide exceptional service and a wonderful borrowing experience for both the agent and their client.
Scott Gereaux joined Citywide Home Loans in 2013 with a strong desire to learn the mortgage industry from the ground up. He has proven to be diligent and offers excellent customer service and communication. As a Junior Loan Officer on Team Gavin, Scott makes it his responsibility to ensure the mortgage process is a smooth and easy experience for your clients. He prides himself on excellent communication with clients, realtors and referral partners. You can count on Scott and Team Gavin for responsible, honest, and ethical service in every step of the process.
Margarita has over 8 years of mortgage lending experience and has assisted hundreds of families with responsible and affordable home financing. She has extensive experience in assisting first time homebuyers, high net worth borrowers, and self-employed borrowers. Margarita believes a home loan should be about building relationships and helping her clients achieve their financial goals, not just a single transaction. She values integrity above all else and takes a consultative approach to the home buying process customizing each loan for that individual. In Margarita’s free time you will find her active in Crossfit, equestrian hunter/jumper riding, and spending time with her husband Kyle and two daughters, Nevina and Avalon
Charmaine brings over 32 years of mortgage experience to Team Gavin. With her vast experience, Charmaine is able to help a broad spectrum of home buyers, from the first time homebuyer to a seasoned investor. Starting with the application through the closing, you will appreciate the honesty and integrity that Charmaine brings to the office each and every day.
Natalie has a unique and indescribable way of personalizing each loan experience with honesty, integrity, dedication and fun! Whether refinancing a mortgage or buying a property for the first time you deserve and can expect Natalie to go the extra mile and ensure your financial needs are successfully met. She tells her borrowers what they need, why they need it and helps them understand the mortgage process while giving them realistic expectations for the process. Natalie believes taking the time to listen to and understand the borrower is the key to structuring the right loan for their situation. She has built her business on referrals from past clients, friends, and family.
George joined Team Gavin in 2015 with a desire to provide his clients with an exceptional experience, while adding value during the process of securing financing for their home or Investment property. He prides himself on delivering excellent customer service and keeps in constant communication with his clients, realtors and referral partners in order to ensure that the mortgage process is a smooth and easy experience. George brings 25 years of work experience in the areas of finance, sales management and customer service including 10 years with Porsche and 4 years as a Managing Director of an Energy Consulting and EPC company in Europe.
TJ has an extensive background in marketing and customer relationships. He specializes in helping first time home buyers, and is excellent at helping them understand the process from start to finish. Tj's goal is to bring home-ownership to those in need through a simple and predictable step by step process. This results in timely closings and an educated buyer and happy new homeowner.
Azlee Miles brings over 13-years of mortgage experience to Team Gavin. Azlee’s experience encompasses origination, processing, underwriting, and operations management. With Azlee’s extensive knowledge of the loan process and available mortgage products and focus on providing the highest level of customer service, every borrower is sure to have a once in a lifetime home-buying or refinancing experience.
Ashley joined Team Gavin in July, bringing 2 years’ experience as a Loan Officer Assistant & a passion for helping others. Her interpersonal skills, mortgage knowledge and determination make for a seamless transaction from beginning to end.
Melissa joined Team Gavin in July of 2016 after being in the banking/mortgage industry for over 5 years. Her passion for helping others combined with her in depth financial expertise, naturally led her to the mortgage industry. Her excellent communication and organizational skills makes working with Melissa a truly enjoyable experience. She is very well rounded in the New Construction side!
Jami has 12 years of experience in the Mortgage Industry. She has excellent communication and customer service skills, which makes her a great part of this amazing team. She makes it her number one priority to help borrowers understand and enjoy the process and stays in constant communication with the borrower and agents from contract to close.
Michelle has over 15 years of in-depth and hands-on experience managing finance and operations for a number of companies. Many of those years have been spent in the real estate/mortgage industry. Michelle is passionate about helping others, committed to the team’s success and works hard to create a smooth transition from loan application to closing.
Rachel joined Team Gavin with a strong background in Customer Service. With her vast knowledge of the Mortgage industry and her outstanding customer service skills, she makes a great fit on our team!
Brooke Kartus is a seasoned professional in the Mortgage industry. She has been a Loan Officer Assistant for over 4 years. Brooke believes the main factors that sets her team apart from any competitor are service and relationships. Brooke strives for a seamless mortgage process for her clients and achieves that by over communicating and maintaining a proactive, rather than reactive, approach to her business. Although a fairly new team member to the Citywide family, she is enthusiastic to be a part of Team Gavin and contributing to the company’s success!
Becca has recently joined Team Gavin. She strives to help clients with a smooth loan process and make their dream of home ownership a reality. Becca is enthusiastic to be contributing to the team’s success!
Heather has a true passion for helping others! Her excellent communication and organizational skills makes working with Heather a truly enjoyable experience!
Jen joined Citywide in 2012 as a Loan Processor and brings over 16 years of experience. She cares about each loan, as if it were her own. She makes it her number one priority that the process to closing runs as smooth and painless as possible.
Dante joined Team Gavin to assist in establishing communication with potential clients by understanding what they are hoping to accomplish with their search for a new home. With excellent customer service skills, he also helps keep our past clients aware of the ever-changing real estate market, as well as how our team can help them benefit from those changes.
Damian brings over ten years’ customer service experience to the table and an excellent ability to network within the industry. He strives to build business relationships and helps customers accomplish the American dream of homeownership!
Preston joined Team Gavin 2017 with the passion to learn the mortgage business all while providing a one of a kind customer service. He has worked in the customer service field for 10 years and prides himself on building lasting relationships. He enjoys taking the time to help his clients achieve their dream of home ownership. Preston also takes the time to educate his clients through the ever changing market, and is in constant communication from beginning to end.
Francisco joins Team Gavin to assist in establishing communication with potential clients by understanding what they are hoping to accomplish with their search for a new home. As a Marketing Specialist, building relationships between Real Estate Agents, clients, and Loan Officers is an important role to make sure all sides are kept in the same loop. Francisco also come to us as our only Spanish speaker. He hopes to build a strong foundation to grow as a successful Loan Officer for City Wide Home Loans.
Justin brings over 5 year’s banking experience and uses his knowledge to educate others that are seeking interest in today’s market. He excels in customer service, educating others on the products that we offer and strives to help customers reach their ultimate goal as a homeowner.
Cole joined Team Gavin to assist in establishing communication with potential clients by understanding what they are hoping to accomplish with their search for a new home. His previous background in sales and marketing help provide outstanding customer service. Cole helps keep our past clients aware of the ever-changing real estate market, as well as how our team can help them benefit from those changes.
With 5 years of experience in residential lending, Sam instantly saw that Citywide was a company that stood above the rest. Citywide’s commitment to providing excellent customer service to EVERY client fits seamlessly with Sam’s desire to serve his clients. He takes the time to ensure the client understands the loan process every step of the way and will not rest until the client is completely satisfied.
Reilly assists in building relationships between Real Estate Agents, clients and Loan Officers. His ultimate focus is to help make the home buying experience as smooth as possible and looks forward to helping each client achieve their dream of becoming a home owner.
Rachel joined Citywide Home Loans in 2012 after receiving her Bachelor’s Degree in Business Marketing. She began her career as a Loan Officer Assistant and has moved onto Team Gavin as our Business Development Specialist. Rachel strives to create and maintain long lasting business relationships.
Brittany Regan joined the Gavin Ekstrom Team with a strong background in marketing and customer relationships. She is our Builder Concierge, who works directly with our borrowers purchasing a new build home. Brittany builds relationships with each of them over an 8-10 month time span, while getting to send gifts and sweet treats along the way. She also manages our closing timeline to assure the team’s successful communication!
Alyssa Reichard is cohesive gel, bringing several talents to Gavin’s Team. She has over 7 years of executive administration experience and is always ready to help you with a smile. In helping Gavin run his branch and assisting his lending team close his loans, Alyssa will be there in any way possible; so when in doubt you always have an open line to her to get you the answers you need!
Rachel joined Team Gavin to assist with marketing, client retention and overall team production. She brings experience as a Real Estate Assistant and Escrow Officer, providing her with a vast knowledge and passion for the mortgage industry. Rachel has a true gift when it comes to marketing. Whether sending gifts throughout the loan process to customers or thinking ‘outside the box’ to market to Real Estate Agents, she puts her special touch and attention into each detail!